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GLI payment!!!

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#61 ·
Re: (-YZ-)

Quote, originally posted by -YZ- »

Had to comment on this.... your not tipping a bartender on a $20 bar tab you tool. Your buying a 30 thousand dollar car! That comment is about as stupid as it gets. If you take this bitter car salesman's advice, then you walk out of the dealership with a grand less in your pocket than what everyone else bought the car for. If you don't mind losing a thousand dollars then cheers
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You could afford a higher end vehicle. http://****************.com/smile/emthup.gif Otherwise, we're not buying cars from street bums and hookers, they're car salesmen and it's their job to strike a dealer.

I'm all for saving a little money but if no salesman ever makes any money they will all lose their jobs, dealers will close and suddenly you WILL be buying from street bums and hookers
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Yours seems like the attitude of a person who struggled to afford their car vs. your opinion that all sane reasonable people can afford something higher end because they didnt demand that the salesman take food off his families table.
Also don't forget the service guy who inspected the car and the kid who detailed the car before you took delivery, the financial guy who set up all the paperwork for you and handled the DMV.... do you think these people all work for smiles and happy vibes? They all get paychecks which come from selling cars at a profit which is what makes a car dealer more than a big fancy parking lot.
This is not to say that I trust most of them, but they are human.
 
#63 ·
Re: GLI payment!!! (Andre78)

Quote, originally posted by Andre78 »
Im pretty knowledgable on buying vehicles but I was just wondering what everyone was paying a month on their GLI's..

It's only $35,000 at most. Wouldn't paying cash be the best option?
Let loose of a little of that savings!
 
#64 ·
Re: GLI payment!!! (patrickncvw)

Quote, originally posted by patrickncvw »
Well if you bought it my dealership you would pay full sticker nothing
less.... Plus our 489.50 Doc Fee not a lil 55.00 fee....

I hope you are being sarcastic.
I was thinking about sending someone locally over to Keffer VW because of my satisfaction with your service department; that's not going to happen now.
You guys are just as terrible as the other two clowns in the Charlotte area (South and Carolina). MSRP +++ is not a "good deal" and do not tell me "how much you owe the bank/VW for the car", we know that's garbage (We know the dealer doesn't pay VW MSRP for a car).
You are doing a wonderful job at not making money.
 
#65 ·
Re: (svander)

Quote, originally posted by svander »
You keep insulting people in this forum. I don't know where the hell you've been posting but we don't endorse that here.

I just called him out so sorry to sh*t in your cereal this morning.
 
#68 ·
I won't say how I did mine but, some thing to consider...
Depending on your particular situation purchasing your car via a home equity loan or line of credit might be attractve.
Typically you get lower rates since the house is the collateral and tends to appreciate and not depreciate. It's also tax deductible interest.
My plan is don't eat anyones lunch. When I buy a car I realise the sales guy is working to make money. If he's decent to me I'll be nice to him. If he's a ***** I'll find another sales guy AT THE SAME DEALERSHIP and work via him. I think that makes a strong I won't deal with a ***** statement than walking off the lot. Seeing you close a deal with another sales guy will burn.
But, I'm not going to get taken either. There is a middle ground where everyone wins. Teach yourself how 4 square works. If you really want to get their attention you do the 4 square and say there is your offer. Only fill in three squares though:
Sale Price (Principal)
APR (Interest rate) + Loan term in months
Trade in + cash down
Leave the monthly payment square BLANK. They'll immediately know you're not shopping by monthly payments. They may say well if we do this you can get the payments at this (usually increasing the term of the loan), don't immediately balk, they may have to ask this to just be able to say to the guys in the high desks that they did.
Assuming you're buying a car smartly you won't care what the monthlies are or you did the math before you got there.
I will admit to doing this but, I have since learned, I believe the only people shopping by monthlies fall into two categories:
- Those who have not researched car buying
- Those who are desperate for the car and will take whatever they can get. These are the ones who typically find out later they got screwed.
Don't hate the payer, hate the game.
 
#69 ·
Re: (Airkat)

Quote, originally posted by Airkat »
If I'm reading correctly, I think you paying flat out in cash helped too!
Good writeup tho http://****************.com/smile/emthup.gif

yes, great write up
[although if I could afford $25k to pay cash for a car, I'd probably buy a $80k car.......]
 
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#70 ·
Re: GLI payment!!! (akuska)

Quote, originally posted by akuska »
When I got back, I went into the saleman's office and he gave me his first quote of $26,900 (about $600 off sticker, $1600 over invoice, and $500 more than Edmunds' TMV). I balked, took a look at the invoice, noticing that he had tacked on his $200+ advertising cost, $140 floor plan allowance, and $25 dealer prep, and was claiming it was only $1000 over "invoice." I pointed out the additional costs, paused for a few moments, and then told him I would buy the car for $25,989 ($200 over his "invoice", $567 over the real invoice, and $520 better than Edmunds' TMV).

Could the dealer possibly show you what looks like a legitimate invoice, but is something that is fabricated by the dealer, that includes these markups added by the manufacturer? Or are the manufacturers sending the dealers invoices that have the markups (like advertising cost, ect) printed on them purely for the fact of showing them to the buyer?
I sometimes wonder if I'm looking at the real actual invoice, or if I'm looking at something that someone threw together just to inflate the invoice price. Does VWOA charge every dealer nationwide for advertising fees? If so, why doesn't Edmunds.com show these just like they do a destination charge? That way we would see a real "this is what the manufacturer is charging us" invoice price.



Modified by thill9 at 3:53 PM 11-11-2005
 
#71 ·
Re: GLI payment!!! (thill9)

Quote, originally posted by thill9 »

Could the dealer possibly show you what looks like a legitimate invoice, but is something that is fabricated by the dealer, that includes these markups added by the manufacturer? Or are the manufacturers sending the dealers invoices that have the markups (like advertising cost, ect) printed on them purely for the fact of showing them to the buyer?
I sometimes wonder if I'm looking at the real actual invoice, or if I'm looking at something that someone threw together just to inflate the invoice price. Does VWOA charge every dealer nationwide for advertising fees? If so, why doesn't Edmunds.com show these just like they do a destination charge? That way we would see a real "this is what the manufacturer is charging us" invoice price.

While shopping for my car I ran into several dealerships that told me that their invoice price was such, when I knew for a fact they were inflating it. I know what invoice is and their price was excessively high. It was all spoken though; I never saw a document with an "invoice price" to be inflated. Dealership stickers have the MSRP price, not the invoice price. the great majority of dealers will not disclose what the invoice price really is because they would be practically shooting themselves on the foot. They also have the right to make money.
However, any informed buyer can find out what true invoice really is.
Advertising costs are dealership charges AFAIK. When I bought my car all I paid for was the car, the taxes and the licensing fee. That's it. No "advertising" costs. No "preparation" costs. No "weather protection" costs.
Any other charges may vary from state to state and therein lies the challenge of knowing what are the standard and acceptable fees for your state.


Modified by svander at 2:05 PM 11-11-2005
 
#72 ·
Re: GLI payment!!! (svander)

Invoices may vary by state, region, and market area. There a fees here in Chicago charged to every car by VW. The dealer does actually pay those as a cost of the car. So the invoices that we show our guests are the actual invoice price that we pay. They are included on every invoice on every VW period.
Also paying cash holds no advantage. If you were to finance, even through VW's special programs, the dealer recieves a flat fee ($100 to $250).
Warrantys are not ripoffs for everyone. I keep my cars 7+years, so I get a warranty for 7 years. I've done the math, 95% of the time it more than pays for itself.
Prepaid maintenance is also not a ripoff. If you always take your car to a dealer for maintenance especially. They are convenient, save a little money, and could save even more. Dealer prices are always on the rise, this locks you in from the get go.
Yes undercoating is not necessary on VW's. Unfortunatelly if a dealer carries a product they, by law, have to offer it to every customer. That is why they have disclosure forms.
Home equity loans never ever ever a good idea. I constantly see customers coming in with these equity line checks. There are many reasons why.
Usually higher rate than I can get them.
Longer term.
Many different fees included.
You can only write off a portion of the interest (legally).
Obviouslly I am in the car business, but I am also a human being with a mother and a father. I will never pretend that everyone in the car business has morals. All I ever ask is to let them prove to you which type they are....before making assumptions.
 
#75 ·
Re: GLI payment!!! (GurneeVWFinance)

Quote, originally posted by GurneeVWFinance »
It helps that I was trained by Saturn Corp, and spent my first 5 years with them.
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I also brought 3 sales consultants from Saturn over with me.
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Modified by GurneeVWFinance at 12:24 PM 11-12-2005

Say, since you sell them, could you answer a quick question on warranties? I've been offered a 7/100K warranty with $0 deductible for $1100 from the dealer. The dealer claims he gets these for about $975. Unfortunately, it doesn't include environmental parts (MAP sensors, coil packs).
Without divulging all your secrets, does this seem to be in the ballpark? Just before the 2/24K ran out on my 1998 Passat I picked up a 7/100k "wrap" (i.e. sans the powertrain that VW covered for 100k back then) for about $700, but that was before VW's disastrous run in terms of reliability.
 
#76 ·
Re: GLI payment!!! (akuska)

That seems like a good price. If you could fax me copy of the coverages I could give you a more educated idea. The 7/100 bumper to bumper we sell has a $50 deductible and is $1281.00 (List $1981)for a turbo car. Ours also covers rental cars, hotel exp, tire road hazard coverage.
 
#77 ·
Re: GLI payment!!! (GurneeVWFinance)

Quote, originally posted by GurneeVWFinance »
That seems like a good price. If you could fax me copy of the coverages I could give you a more educated idea. The 7/100 bumper to bumper we sell has a $50 deductible and is $1281.00 (List $1981)for a turbo car. Ours also covers rental cars, hotel exp, tire road hazard coverage.

Thanks. I'll see if I can dig out the information, but I'm pretty sure the coverage I'm thinking of excludes rentals, hotels, etc.
 
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