I use cheap snow tires on my truck and the only time I ever put it in 4wd is going down hills so I can use the transmission to maintain speed.I started driving SUVs before these fancy AWD systems.
It was drummed into you, back then, to never park in 4x4, to reverse about 15 feet to make sure 4x4 was disengaged, and to NEVER EVER use 4Lo at highway speeds.
I've never had a problem with a selectable 4x4 ever, because I still practice these basics.
I do agree, however, that now the public is used to their CRVs and RAV-4s doing the selecting for them, that maybe all 4x4 systems should be "idiot proof".
A "mall rated" AWD system will be more than enough for most Wrangler owners, and I don't say that in a derogatory sense at all.