Where can I get these parts.Just buy more money.
This, if you cut out outrageous cell phone bills, $100 trips to the bar, $200 shoes you can pay off a lot of debt.
Long story short, the only reason I don't have student loan debt is because of a lawsuit settlement.I don't disagree that housing / insurance / school costs are insane but I would say income is only half of the equation. What you spend is too. I see so many younger co-workers spending money on Starbucks, eating lunch out, new electronics, going out drinking (at lease before Covid). It's all about what you want your priorities to be.
Other than that, my cell phone bill is $100/month. I don't (and didn't) go the bar. The most expensive shoes I'll buy (besides nice boots every 5 years) is $80. Now I don't go ANYWHERE.
I don't piss away money. Cost of living, taxes, etc. It adds up. And getting ahead/saving? Seems less and less feasible every year.
Mind you, I'm not complaining at all. I'm making more than I ever thought I would. It's just hard to imagine going out and buying a new car that doesn't do everything. My girlfriend would need to use it. We'd like to have a kid soon. I wouldn't get rid of the E46, but it certainly would be a bold choice for a daily. Sports cars are most likely totally off the table.
I'm incredibly grateful (though it may seem otherwise sometimes) for what I have. But man...it'd be real sweet to get to live out my enthusiast dreams some day.