insurance costs?????

693 Views 24 Replies 20 Participants Last post by jtnjetta, Feb 13, 2002

BunkR6

Discussion Starter · Feb 12, 2002

Hey guys-
i really want to get a golf, but i am afraid that insurance will eat me alive if i get the VR6, so i was wondering if you guys could help me out and tell me about how much you guys pay for a 2.0 and a vr6 each month. please take into mind i am 17 and gonna start college next fall so i plan on being poor.
Thanks ahead of time
James

[Modified by BunkR6, 5:25 AM 2-12-2002]

1 - 20 of 25 Posts

DaveNY

· #2 · Feb 12, 2002

Re: insurance costs????? (BunkR6)

I'm 20. I have a vr6. I am under my parents insurance and I pay $125 a month with full coverage and a $250 deductable.

pdxvento

· #3 · Feb 12, 2002

Re: insurance costs????? (DaveNY)

im 17 and i do 166 a month for a 2.0 because the titles in my name

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Guvs97JettaGT

· #4 · Feb 12, 2002

Re: insurance costs????? (pdxvento)

2.0 @ $105/ for full coverage @age 19 w/ a clean driving record and car in my name cause its mine.

kazimer

· #5 · Feb 12, 2002

Re: insurance costs????? (Guvs97JettaGT)

what companies do you guys use
i have a clean record and i own the car
but i temporarily put my moms name on the title to get a lower rate
and its like 200 alone for me

Soko_Loko

· #6 · Feb 12, 2002

Re: insurance costs????? (kazimer)

I got into a serious wreck in 98' (my fault, 50k in damage). Then I got into an accident in 2000 (smaller accident). And I have 3 points on my license due to that last wreck.. I'm 19 and not married, no kids. and my insurance with most companies is about 800 down and 300 a month, the company I am with now (nationwide) is 209 a month

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corduroy79

· #7 · Feb 12, 2002

Re: insurance costs????? (Soko_Loko)

it really depends where you live... in MA its pretty expensive. Im 22, with a 2.0 and pay around 180... thats with two speeding tix, and a $500 deductible...
if you go to college, keep it registered at your home address, thats usually cheaper.
-tom

bajan01

· #8 · Feb 12, 2002

Re: insurance costs????? (BunkR6)

Being so young you are inexperienced as a driver in the eyes of any insurance company. Back in Kentucky I used to pay $1,200 per year for liability on my 84 Rabbit. That's more than what it was worth. Now in Wisconsin I pay close $1,100 total for my 94 Jetta, my wife's 96 Corolla with a $500 deductable on both cars. I am now 25 so things are a little different (easier) for me now. If your address is in the city then the rates will be higher so it may be a good idea to register your address as your parents address to save some money. Can you be added to your parents insurance and just pay them the difference? This may be the cheapest route. I would call around and get quotes from different companies as well. Good luck

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BunkR6

Discussion Starter · #9 · Feb 12, 2002

Re: insurance costs????? (BunkR6)

Thank you guys so much this helps me alot, i think i will just get the 2.0 for now and insure it through my dad so it is cheaper. you guys kick a$$
james

eurican

· #10 · Feb 12, 2002

Re: insurance costs????? (BunkR6)

insurance went up in MA, now i am paying what i paid 3 years ago when i first got my license, which is 1900!

MeanGrnGLX

· #11 · Feb 12, 2002

Re: insurance costs????? (Jetta97GT)

$3000 /year up in Canada for a 95 VR6 4dr Jet with $500 colis deductable/$300 comp.
no accidents or anything.

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vagvr6

· #12 · Feb 12, 2002

Re: insurance costs????? (Soko_Loko)

quote:[HR][/HR]I got into a serious wreck in 98' (my fault, 50k in damage). Then I got into an accident in 2000 (smaller accident). And I have 3 points on my license due to that last wreck.. I'm 19 and not married, no kids. and my insurance with most companies is about 800 down and 300 a month, the company I am with now (nationwide) is 209 a month

[HR][/HR]

nationwide is that much cheaper? I just got something from them in the mail saying they want me to be covered under them...I need to give them a call then. I'm paying 280 right now with 4 points on my 98 VR6 with the title in my name. 2 years ago with my 96 Gti VR6 I was paying 150. Then when I got my 98 I was paying 210....Safeco sucks. All I gotta say is, get good grades so you get the good grade discount! Saves like 40 a month

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surfrboy58

· #13 · Feb 12, 2002

Re: insurance costs????? (vagvr6)

i've got you all beat! don't live in jersey that's all i have to say! i'm 21 with a clean driving record a 2.0 golf and am paying close to $3,000 a year!!! with a $1,000 deductable! if any vortexers from new jersey know any cheaper companies let me know cause i just about had to sell my left kidney to make my last payment!!

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28

· #14 · Feb 12, 2002

Re: insurance costs????? (BunkR6)

on car ratings it goes
corvette - 23
talon tsi - 18
VR6 - 15
2.0 - 13
this is what my insurance lady told me
mine is about 600 every six months full coverage with one ticket on my record

kitty

· #15 · Feb 12, 2002

3

Re: insurance costs????? (DaveNY)

quote:[HR][/HR]I'm 20. I have a vr6. I am under my parents insurance and I pay $125 a month with full coverage and a $250 deductable.[HR][/HR]

AHHH! i'm so jealous! i'm 20/f and pay about $230 a month for insurance (almost what i pay on the car) with a $500 deductable, on a 2.0!! i'm on my parents', and actually i'm listed as the driver on the town & country to make it even lower.
i pay $130 a month on my 88 fox with just liablity.
that's unbelievable.

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kitty

· #16 · Feb 12, 2002

Re: insurance costs????? (BunkR6)

by the way, can anyone tell me why my 97 tornado red golf trek is a 14, and my 97 tornado red golf k2 is a 13?!
i find it hard to believe they consider the options on my trek to be that much more appealing than the options on my k2.

Don't Have One

· #17 · Feb 12, 2002

Re: insurance costs????? (ninetyseven)

I'm 16 and have a 96 GTI 2.0. When it was under my parents name I paid $57/month with full coverage and a $500 deductible. Now I pay $185/month under my name with the same coverage. Although I have to use the same liability rates that my parents have which is something near 3/4 million limits. I can't complain too much though, since they let me drive the S4 and TT :}

Not-Dubbin

· #18 · Feb 13, 2002

Re: insurance costs????? (Don't Have One)

Here are a bunch of quotes I got. Remembering that I live in Canada, so the prices are in Canadian $, and it is based on a yearly payment;
Golf 2.0 - 4 Cyl. - 2 doors = $1200
Golf VR6 - 6 Cyl. - 2 doors = $1600
Jetta 2.0 - 4 Cyl. - 4 doors = $1000
Jetta VR6 - 6 Cyl. - 4 doors = $1400
This is with driver's training, an honours college student, clean driving record, and the highest coverage and deductible.

vr6willeatyou

· #19 · Feb 13, 2002

Re: insurance costs????? (JettaMkIII)

I pay 260 a month. That was before the rate change

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BunkR6

Discussion Starter · #20 · Feb 13, 2002

Re: insurance costs????? (vr6willeatyou)

hey guys,,,,
what is the exchange rate for money from US to Canada. so i knwo what the prices and stuff are
james

1 - 20 of 25 Posts

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