That would depend on how you plan to use the vehicle.

 

I think as long as you have a 95 load rating, it doesn’t matter whether or not it’s labeled XL. The base GSW and 4MOTION need tires with a 91 load rating.

I am guessing that if you never load your car, you might be able to go down a load rating or two, maybe three even.

 

Even with 91 Load Index tires, the total weight allowance for all 4 tires is still higher than the GVWR of the Alltrack.

GVWR = 4,564 lbs
91 load index = 1,356 lbs per tire = 5,424 lbs total

Thats at least what TireRack told me.

 

Look at the load rating number not if it's XL or not. Trust me, this has been discussed on the Eurovan forum ad nauseam for about 20 years (it's actually critical for them because in the tire size, the 98 load rating is overly popular even though it needs a 102).

 

I'll put my 2 cents in. A few years ago I went to purchase Continental Extreme Contact DWS 06 tires 225/45/18r at discount tire...they wouldn't sell AND mount for my Alltrack the Load Index Rating for that size is 91, they told me the minimum LIR is 95 for the Alltrack, they said it's a liability issue for them. I've yet to find in writing the Load Index Rating for the Alltrack FROM VW.
Seems like something as important as this would be easier to find instead of making assumptions. Maybe a 91 rating is perfectly fine and Discount is adding a cushion to cover their butts?
I purchased Pirelli P Zero + and they are surprisingly great tires. Pretty sure nowhere as good as the DWS in the snow though.