The IIHS keeps moving the goalposts to help insurers jack up rates.
Please provide supporting data for your claim.
Safety relates to the occupants, not damage to the car. Medical payments are a much bigger portion of auto insurance payouts than comprehensive, collision, or property damage claims (see Private Passenger Auto Insurance Losses, 2011-2020 on this page:
Facts + Statistics: Auto insurance | III) Over time, healthcare costs in the US have increased (see Healthcare Costs By Year on this page:
See for Yourself wherther Obamacare Increased Healthcare Costs) so even though insurance payouts have increased in dollar amount, reducing the amount and severity of injuries is necessary to keep the medical payment payouts from increasing and causing even higher rates than we have now.
What's fun is they keep doing it "for our safety", but in doing so, our cars are now way heavier, which negatively contributes to fuel economy, tire wear (leaving deposits on the road), and the physics around crash testing itself (heavier vehicles create more force, requiring even more material/mass to strengthen). But, nobody will go after IIHS for the environmental impacts. For sure our cars are way better now than even 20 years ago, but at what point do we draw the line?
Please describe in thorough detail
exactly how much pain, injury, short- and long-term physical disability, loss of income, and related effects on family YOU are willing to incur to save on the "environmental impacts". I'll wait. That way we know where you would draw the line. For me, I'm willing to bet I care more about the
actual environmental impacts of cars than most and my tolerance for pain/injury/death is... zero. My line is somewhere on the safer side of that. Heavier because cleaner battery EVs are heavier, and engineer safety around that, I'm OK with. Heavier because you feel entitled to single-person commute in an F-150 that never does truck things, I'm not OK with. The average vehicle weight is up more because people have made ****ty choices to drive massively huge vehicles, more so than because of safety tech and engineering.